Writing
Notes from building financial businesses and running companies with AI.
Written from the work: payments inside banks, agentic operating models, and leading product organizations. Also posted on LinkedIn.
Payments
AI Operating Models
- October 8, 2026 · 3 min read
What the agentic operating model produced: 90 days to 5, multiple releases a day, zero incidents
Numbers from a fintech of more than a hundred people running on this model. Lead time from 90 days to five for 85% of work, multiple releases a day with zero production incidents in the last year, revenue doubled and customers tripled at 45 to 50 percent unit margin while the team grew from 40 to 110. Here is what the numbers mean and what they don't.
- October 7, 2026 · 3 min read
The tools will change. The process only hardens.
Claude Code runs the pipeline, Cursor and Codex sit in the editor, and a weekly multi-model vetting and scoring process decides which model each agent uses for each job regardless of vendor. None of that is the model. The operating model is the thing that gets stronger every time the tools underneath it change.
Product Leadership
- September 15, 2026 · 3 min read
Concept to cash in five months, and the insight that came from watching a stopwatch
A wholesale vehicle marketplace went from an idea in January to live in May, with $1B through it in nine months. The product worked. The business came from an analytics number nobody was looking for.
- July 30, 2025 · 5 min read
Software delivery transformation: scale through simplicity, not complexity
Feature branching feels like the productive choice and quietly destroys delivery predictability. The way out is a maturity progression to trunk-based development that forces early integration and fast feedback, and it is worth 10x faster delivery and 90% fewer production issues.